Last month the California Association of Realtors released a home sales report that showed the median price of a home in San Diego was $531,350 - up from $498,020 in May and up from $483,330 this time last year. That's an appreciation of 10% over the course of one year. (To keep this figure in perspective, Los Angeles county home prices appreciated 8% over the course of the year revealing that San Diego is becoming one of the most desirable places to live in California.)
Add to this the fact that mortgage rates are beginning to rise steadily, and you could see why waiting to buy a home now may mean getting priced out of the San Diego housing market entirely.
To put this in terms of real numbers, consider that on a $500,000 home in San Diego, the cost of waiting one year amounts to a difference of $291.92 per month in mortgage payments. Think what else you could do with that money!
There are some people who have not purchased homes because they are un
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