How To Strengthen Your Offer

How To Strengthen Your Offer

Many buyers call their lender seeking information about financing. In the process, they become pre-qualified. That gives them a good idea of what they can afford, or more accurately, what loan amount they qualify for.


You should take it one step further, however, and ask to be pre-approved. When you become pre-approved, you actually apply for a loan. The lender checks credit, verifies employment, and often verifies that you have sufficient funds to close. Then once you find your dream home, just about the only thing left is the appraisal.


The reason savvy buyers obtain loan approval before shopping for a home is that it strengthens their negotiating position when they make an offer. All sellers want to sell their home to a pre-approved buyer. Pre-approval can also cut days, even weeks, off the closing process.


Pre-approval can really help you to determine your price range, which helps you narrow your choices of homes to buy. You will already know how much you can afford before you even start looking.


Call, text or email me if you would like the lenders info to pre-approve you for a loan, or if you have any questions about pre-approval. I am happy to help.



Cecil Austria Headshot
Phone: 760-305-2273
Dated: August 10th 2015
Views: 2,117
About Cecil: Cecil Austria and Solutions Real Estate are Carlsbad-based realty, serving greater San Diego Cou...

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